Know exactly what you can afford before you start searching for a home.
Need financing options for a home or other real estate? Selecting a purchase loan product that aligns with your goals and ensuring you secure a great rate for your scenario can feel like playing whack-a-mole.
We’re here to simplify the home loan process, offering tools and expertise to guide you every step of the way - starting with a FREE Home Loan Consultation.
We’ll help you easily choose between loan options, enabling you to select the option that truly fits your needs, whether you’re a first-time homebuyer or a seasoned investor.
Here’s how our home loan process works:
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "43/49." This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
