Get a FREE quote on a 15-year fixed rate mortgage & save thousands of dollars per year.
This loan is fully amortized over a 15-year period and features consistent monthly payments. It offers all the advantages of the 30-year fixed loan, plus a potentially lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you are committing to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. The choice is yours!
We’re here to simplify the home loan process and make your home finance experience as personal and enjoyable as possible. We're here to help! Get started today with our FREE 15-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see the differences between your loan options, enabling you to choose the option that truly fits your needs, whether you’re a first-time home buyer or a seasoned investor.
Here's how our home loan process works:
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below: